Last updated: January 14, 2026

1. Introduction

These Terms and Conditions govern your use of this website. By accessing or using this site, you agree to be bound by these Terms. If you do not agree, please do not use the site.

2. Website Purpose

This website is provided for informational purposes only. It describes professional services, areas of work, and general perspectives. Nothing on this site constitutes legal, financial, medical, or other professional advice.

3. No Advisory Relationship

Accessing this website or contacting the site owner does not create an advisory, consulting, or professional relationship. Any such relationship must be established through a separate written agreement.

4. Intellectual Property

All content on this website—including text, graphics, logos, and layout—is the property of the site owner unless otherwise stated and is protected by applicable intellectual property laws. You may not reproduce, distribute, or reuse content without prior written permission.

5. Accuracy of Information

While reasonable efforts are made to ensure the accuracy of information on this site, no guarantees are made regarding completeness, accuracy, or timeliness. Content may be updated or changed without notice.

6. Limitation of Liability

To the fullest extent permitted by law, the site owner shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of—or inability to use—this website.

7. External Links

This website may contain links to third-party websites. These links are provided for convenience only, and the site owner is not responsible for the content, policies, or practices of third-party sites.

8. Acceptable Use

You agree not to use this website for any unlawful purpose or in any way that could damage, disable, or impair the site or interfere with others’ use.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Maryland, without regard to conflict-of-law principles.

10. Changes to These Terms

These Terms may be updated from time to time. Continued use of the website after changes are posted constitutes acceptance of the revised Terms.

11. Contact

For questions regarding these Terms, please contact:
awolfberg@oicllc.org